Cyndi Danko, SVP, Chief Credit Officer Single-Family at Fannie Mae, discusses how rent payment history is helping more people get a mortgage, including people of color.
Read More »US Bank’s Scott on Fostering Diversity, Inclusion & Equity
MReport speaks with Timika Scott, SVP, US Bank, as she provides insights into how mortgage organizations can build both inward- and outward-facing commitments to diversity and inclusion.
Read More »Analysis: Originators Posted Record Profits During the Pandemic
Don Layton, the current Senior Industry Fellow at the Joint Center for Housing Studies at Harvard University—and former CEO of Freddie Mac—released a new column on the policymaking ...
Read More »Can Alternative or Hybrid Appraisals Create More Equal Valuations?
Appraisals can be a stressful process for any buying or selling a home and there are many reasons why an appraisal would be undervalued or overvalued. Water intrusion, ...
Read More »Supply Constraints, Inflationary Impacts, and the Housing Market
In the early months of 2022, many of the conditions that impacted the market in 2021 will continue to play a role. However, there are also some new developments that promise to affect the market.
Read More »Consumer Sentiment Toward Housing Softens
Younger households are growing more pessimistic with concerns of rising home prices and the future trajectory of mortgage rates.
Read More »Is It Time to Cap the Conforming Loan Limit?
Last November, the Federal Housing Finance Agency (FHFA) announced the annual change of the conforming limit, which limits the price at which Fannie Mae and Freddie Mac are allowed ...
Read More »Majority of Americans Struggling With Housing Payments
Many are finding themselves sacrificing meals, scraping by, and getting additional jobs in order to afford housing payments in the U.S.
Read More »Op-Ed: FHA Should Stay the Course for Mortgage Insurance Premiums
Former FHA veterans Brian D. Montgomery and Keith Becker share insights into why they believe the Administration should move cautiously in light of ongoing economic uncertainty.
Read More »Appraisal Technology Innovation That Maximizes ROI for Mortgage Lenders
Rather than focusing solely on the customer-facing portions of the mortgage origination cycle, lenders must also focus on streamlining the unseen backend elements that account for the biggest delays (Sponsored Content).
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