Regardless of one’s age, it is general knowledge that planning ahead, and as early as possible, for a future of financial security is important. This rule of thumb ...
Read More »It’s Closing Time
Originations are looking good, but certain demographics are performing better than others. See the breakdown here.
Read More »Goldberg: We Don’t Get the Luxury of Sitting Back Anymore
In his first live interview, Bob Goldberg, new CEO of the National Association of Realtors (NAR) discussed what he would like to do differently when it comes to innovation in the real estate market.
Read More »Amending Federal Mortgage Disclosure
Effective October 10, 2017, the Federal Mortgage Disclosure Requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act that are implemented in Regulation Z will be changed to clarify technical amendments. See what’s being changed here.
Read More »The Housing and Construction Conundrum
The construction industry is lagging behind despite home prices being close to pre-recession peaks. Homebuilders say labor shortage is to blame, but income for workers hasn’t changed since 2006. If they increase wages, then home prices would go beyond buyers reach. So what can be done?
Read More »Fed Thinning Out its Balance Sheet
The FOMC has been talking about normalization for months now. Looking forward, they could start the process soon, and that will have consequences . . .
Read More »Housing is Affordable, But Consumers May Not Feel It
Housing has been reaching record affordability, but a recent perspectives blog proposed the question: why doesn’t it feel that way? Apparently, it’s due to three reasons.
Read More »The Week Ahead: The Beginning of the End?
The industry chatter has been all about inventory recently, and Wednesday’s Housing Starts report could show signs of the end of the prevalent trend. See this, and other events in the Week Ahead.
Read More »Ahead of the Curve
It has been nearly eight years since the housing market collapsed and the mortgage industry has rebounded slowly. It is now on the path to building a foundation for long-term success. Part of this success can be attributed to how the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac reconstructed the requirements for loan data. . .
Read More »Not-So Wedded Bliss
Many millennials are sowing their pre-marriage oats with destination bachelor and bachelorette fetes. But their partying is costing them more than a sour stomach the next day; it’s ending their chance at homeownership.
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