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Daily Dose

It’s Closing Time

Originations are looking good, but certain demographics are performing better than others. See the breakdown here.

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Amending Federal Mortgage Disclosure

Effective October 10, 2017, the Federal Mortgage Disclosure Requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act that are implemented in Regulation Z will be changed to clarify technical amendments. See what’s being changed here.

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The Housing and Construction Conundrum

The construction industry is lagging behind despite home prices being close to pre-recession peaks. Homebuilders say labor shortage is to blame, but income for workers hasn’t changed since 2006. If they increase wages, then home prices would go beyond buyers reach. So what can be done?

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The Week Ahead: The Beginning of the End?

The industry chatter has been all about inventory recently, and Wednesday’s Housing Starts report could show signs of the end of the prevalent trend. See this, and other events in the Week Ahead.

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Ahead of the Curve

It has been nearly eight years since the housing market collapsed and the mortgage industry has rebounded slowly. It is now on the path to building a foundation for long-term success. Part of this success can be attributed to how the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac reconstructed the requirements for loan data. . .

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Not-So Wedded Bliss

Many millennials are sowing their pre-marriage oats with destination bachelor and bachelorette fetes. But their partying is costing them more than a sour stomach the next day; it’s ending their chance at homeownership.

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