Why have banks and federal savings associations began relaxing their underwriting standards, according to a survey from the Office of the Comptroller of the Currency?
Read More »Credit Quality: It’s Getting Better All the Time
For mortgage originations, things are beginning to look a lot like they did before the bubble—at least when it comes to credit quality and risk level.
Read More »Confidence is High Heading Into 2017, But . . .
Sentiment is strong as 2016 winds down and 2017 is set to begin. Why is Fannie Mae predicting only moderate growth for housing and the economy?
Read More »FHFA Narrows Definition of New Business Activities
The Federal Housing Finance Agency has published a final rule amending the regulations that address requirements for submission of new business activities by the Federal Home Loan Banks.
Read More »Third-Party RMBS Reviewers Pass the Test
In the last two years, originators have been taking the precautions that many of them did not take prior to the crisis with residential mortgage-backed securities.
Read More »NAHB Chairman: If I Were FHA Commissioner . . .
National Association of Home Builders Chairman Ed Brady has spoken to the new adminstration's transition team about the position of FHA Commissioner. Brady spoke with MReport about what changes he would make if he gets the position.
Read More »What’s Behind the Surge in Home Sales?
The frigid weather may have arrived just as winter is set to begin, but home sales were anything but cold in November.
Read More »How to Solve the Housing Inventory Problem
While some recent analysis shows the shortage of available homes for sale may continue for a while, some reports indicate that the problem may begin to subside in 2017.
Read More »The Week Ahead: Best in Decade for Existing Sales?
The big storylines of the housing market this year have been short supply and declining affordability, particularly toward the end of the year as mortgage interest rates have risen. Even so, existing-home sales are expected to finish 2016 with their best annual rate since 2006.
Read More »Fed Rule Aims to Protect Taxpayers from Bank Losses
The new rule is designed to strengthen the resiliency of the largest bank holding companies and improve the prospects of an orderly resolution for a failed bank, according to the Fed.
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