Prior to these additions, the data available to investors remained limited to loan level data and loss data on 30-year, fixed-rate single-family loans.
Read More »Freddie Mac: Expect 2016 to Bring Rising Interest Rates, Home Sales
The government-sponsored enterprise expects 2016 to bring a ‘Jekyll and Hyde’ mentality to housing, despite the expected, negative influence of rising interest rates throughout the year.
Read More »Ocwen Finally Sees Some Relief as Complaints Fall
Ocwen Financial's mortgage servicing practices have been the center of much scrutiny among its customers but new data shows that this picture is slowly but surely changing.
Read More »Existing-Home Sales Feel TRID’s Wrath
One of the major drivers of November’s dropoff in the pace of existing-home sales is likely the implementation of the “Know Before You Owe” mortgage rule, commonly known as the TILA-RESPA Integrated Disclosure rule, which went into effect on October 3.
Read More »Home Prices Continue Upward Journey
Home prices are still climbing higher, even though the season change has caused things to slow down quite a bit in the housing market.
Read More »How to Generate Leads in the Slow Homebuying Season
Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. Wade Betz, VP of Sales at Guardian Mortgage explains how the holidays, although slow, can be the perfect time to ramp up lead generation.
Read More »Homeowners Drive Peer Lending Growth
Peer-to-peer lending, or crowdlending to unrelated people done outside of financial institutions has seen robust growth in recent years, especially among homeowners.
Read More »Are All-Cash Home Sales Disappearing in the Housing Market?
The share of residential home sales that are all-cash transactions has been on the steady decline for nearly five years. At their peak, all-cash sales accounted for nearly half of all home sales; now that percentage is down below one-third, according to data released by CoreLogic on Monday.
Read More »The Invisibility Cloak of Traditional Credit Scores
Millennials face a variety of challenges, which may impact the future of the housing market. Editor's note: This select print feature appears in the December 2015 edition of MReport magazine, available now.
Read More »3 Habits Every Successful Loan Officer Needs to Practice
Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. Chris Backe, Business Development Director of Financial Services at Velocify, provided MReport with his three most important habits that help loan officers create winning sales strategies.
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