Mitigating strategic risk should be at front of mind for all banking executives and boards heading into the new year, according to U.S. Comptroller of the Currency Thomas J. Curry at the Chicago Fed on Friday.
Read More »GAO: Conservatorship Needs to End
A study released by the Government Accountability Office found that the FHFA's actions as conservator of Fannie Mae and Freddie Mac have created more, not less, uncertainty about the future of the housing finance system.
Read More »ValuAmerica Integrates with Ellie Mae’s Encompass Software
The partnership has allowed ValuAmerica to integrate its ValuNet xsp platform with Ellie Mae’s Encompass all-in-one mortgage management solution.
Read More »The Increasingly Intense Focus on Cybersecurity
Cybersecurity has become an increasingly more pressing issue in all industries where sensitive data is collected, but particularly in the mortgage industry, which collects more personal data on customers than any other sector of the financial services industry.
Read More »Fewer Borrowers are Refinancing Through HARP
Time is winding down on the FHFA’s Home Affordable Refinance Program, the number of borrowers completing refinances through the program is winding down also.
Read More »Challenge Lies Ahead for First-Time Buyers
First-time buyers are viewed by many economists and analysts as critical to increasing the homeownership rate, but they may run into problems if current trends continue.
Read More »Mortgage Rates Throw ‘Trump Tantrum’
If there was any doubt as to how mortgage rates were going to fare after the presidential election was over, it’s gone now.
Read More »OpenClose Announces Enhancements to ConsumerAssist Solution
OpenClose has announced enhancements to its borrower-facing ConsumerAssist solution, with the goal of increasing lead generation for lenders and providing borrowers with a superior loan application experience.
Read More »Housing Starts: Room to Grow Even After Spike
Housing starts are growing at their fastest pace in nine years, but the numbers are still way down from historical norms. What does this mean for the market overall?
Read More »Rising Equity Levels are Restoring Balance
The number of homeowners with negative equity is close to half of what it was at its peak in 2012. What implications does this have for lenders?
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