...which was right around the start of the housing bubble. According to the Census Bureau data presented by the NAHB, the market peaked in 2006 with 45,000 homes started. It...

...2006. During the housing bubble peak, the black share of purchase mortgage originations was 21 percent, and the share of refinanced mortgages was 15 percent. By 2016, supply and demand...

...latter happens, it’s automatically not a bubble as Freddie Mac counts home prices bursting as the second sign. “In our view, if it doesn’t burst, it wasn’t a bubble,” said...

...public statement. According to Cara Brosius, an analyst with the Freedonia Group, the Lennar/CalAtlantic merger reflects the overall trend of consolidation in the homebuilding industry. “During the housing bubble, the...

...Area (MSA) or state within two years. According to Arch MI’s market research, no housing bubble is currently forming in the U.S. The Arch MI Risk Index suggests the average...

...of 9.6 percent in Q3 2013. The risk in the FVR channel has gone up 0.7 percent since Q1 2017. The PP channel took higher risk during the housing bubble...

...data and analytics. “In the early 2000s, mortgage lending went crazy. The industry was living in the moment, with little focus on the future. Then the bubble burst. Once the...

...bubble.” Younger Boomers, however, are more likely to have free-and-clear homeownership than homeowners of the same age in 2000. Of Boomers aged 50 to 54 in 2015, 26 percent owned...

...root causes of the housing crisis and recognizing the market indicators which could lead to the creation and bursting of another bubble. “The patterns we see today in the housing...

...home values in the local market, which could cause a bubble. Then when it comes to new financing in these hard-hit areas, there will be more risk pricing, which could...