...continued supply shortages in many housing markets,” First American Chief Economist Mark Fleming said about last months report, “Good for prices and homeowners, but an affordability challenge for the millennial...

...are five main barriers preventing a large number of individuals from purchasing a home including post-foreclosure stress disorder, mortgage availability, the growing burden of student loan debt, single-family housing affordability,...

...who can use it—and once on the books, it will mean only homeowners with hefty home loans will qualify. This, according to the NAHB, could create an affordability problem. “A...

  Since 2012, homebuyers earning median salaries in the 30 largest metros in the United States have been finding themselves increasingly priced out of their markets. But the affordability gap...

...origination to first delinquency was the most important feature for predicting loan performance after modification. In addition, changes in the local housing affordability index and unemployment rate had modest effects,...

...percent for the fourth month in a row. Though wages have helped to offset these higher rates, rising 2.7 percent over the year, increasing home prices have hurt overall affordability....

...the national market, New York’s April market had its pockets of hot and cold activity. While statewide new listings declined year-over-year by 11 percent (as did affordability), new listings dropped...

...risk-based pricing models. “As the industry experiences slower growth due to demographics, affordability, smaller family size, smaller homes, later marriages, higher health care costs, slower immigration, etc., looser underwriting standards...

...HSH analyzed, median home values were down compared to Q4 2016. Thanks to rising mortgage rates, though, affordability didn’t improve in most of the markets. “This decline in cost wasn’t...

...falling affordability. Additionally, falling unemployment and healthy wage growth contributed to strong demand. Still, conflicting forces kept market existing home demand relatively unchanged month-over-month in April. Even as affordability falls,...