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Tag Archives: CFPB

Analyzing Seasoned QM Loans

The CFPB's "seasoning pathway to safe harbor is not a panacea," researchers noted, “but at the margin, the pathway will expand the credit box."

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CFPB Addresses Impending GSE Patch Expiration

The Bureau issued two Notices of Proposed Rulemaking, proposing an amendment to the General QM definition to replace the DTI limit with a price-based approach, and an extension of the Patch until the first amendment takes effect.

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