Tag Archives: CFPB

The CFPB's "seasoning pathway to safe harbor is not a panacea," researchers noted, “but at the margin, the pathway will expand the credit box."

The redesigned URLA includes additional demographic information to help regulatory agencies identify discrimination patterns in the mortgage industry. Preparation is the key to avoiding any disruption to your business.

The CFPB aims to "ensure a smooth and orderly transition away from the GSE Patch." Here's how long the Bureau is extending it to aid in this transition.

During her testimony before the Senate Committee on Banking, Housing, and Urban Affairs, Director Kathleen Kraninger discussed recent enforcement actions, but faced pushback from some critics.

The settlement applies both civil penalties and "injunctive relief to prevent future violations.” Click through to read all the details.

Google has added a new feature to its mobile search functions designed to help aspiring homebuyers and current homeowners secure more in-depth information on the mortgage process.

The Bureau also announced numerous executive changes in response to the Supreme Court’s decision in Seila Law.

The High Court said the Bureau can continue to operate under new rules, but it’s director “must be removable by the President.”

The CFPB reported on how borrowers feel about COVID-19-related forbearance plans. Click through to read more.

The Bureau issued two Notices of Proposed Rulemaking, proposing an amendment to the General QM definition to replace the DTI limit with a price-based approach, and an extension of the Patch until the first amendment takes effect.