Tag Archives: government-sponsored enterprises (GSEs)

HR 3564 creates additional protections that prevent the imposition of new fee changes based on the DTI of borrowers and institutes a temporary, one-year freeze in the FHFA’s ability to enact new LLPA fee changes.

Fannie Mae and Freddie Mac will now need Federal Housing Finance Agency approval—and possibly public comment—before offering new products, in order to ensure safety and soundness standards.

The maximum loan limits for FHA forward mortgages will rise in 3,222 U.S. counties next year, while in just 12 counties, loan limits will remain unchanged.

In most of the U.S., the 2023 CLL value for one-unit properties will be $726,200, an increase of $79,000 from $647,200 in 2022.

“It turns out that the core of the GSE business model—which protects the availability of the 30-year fixed-rate mortgage for the typical American homeowner—was really quite effective within the complex system of U.S. housing finance and unexpectedly hard to replace,” said Don Layton, former CEO of Freddie Mac, in a new op-ed.

Dominic Fahey of Doma details the three ways to sign on the dotted line as technology adoption stalls.

Shifting workforce patterns and the continuing prevalence of the gig economy have some lenders revisiting non-QM. Here’s what they told MReport about its place in the modern lending landscape.

Diverse workplaces have been proven to be happier and more productive environments, but Victoria Garcia DeLuca of Guild Mortgage explains how building a diverse workplace doesn’t end at the hiring process.

Not much has happened as of late in the discussion of bringing Fannie Mae and Freddie Mac out of conservatorship as current talks are in a “suspended animation” for the time being. Don Layton, former CEO of Freddie Mac, explores where conservatorship stands and what needs to happen in order for it to end.

New role of VP of Marketplace Diversity Strategy was established to foster Guild’s goal to increase homeownership among minorities and underserved markets.