Don Layton, the current Senior Industry Fellow at the Joint Center for Housing Studies at Harvard University—and former CEO of Freddie Mac—released a new column on the policymaking ...
Read More »2020 Originations on Track for $4 Trillion Mark
Third-quarter mortgage origination activity is on track to break quarterly records for purchase, refinance, and total lending volumes while pushing 2020 originations to the $4 trillion threshold, according ...
Read More »Home Prices’ Upward Trend Continues … But for How Long?
While metrics are positive for the housing market, one economist says low mortgage rates may bring negative side effects.
Read More »CFPB Clarifies Ruling on Loan Originators
The Bureau discusses screening and training requirements that employ originators with temporary authority.
Read More »HELOCs’ Lost Luster
Home equity lines of credit (HELOCs), a reliable source of income for lenders in the years after the financial crisis, have been on a downward trajectory over the past decade. What is driving these changes?
Read More »Where Are Mortgages Denied the Most?
Those seeking a mortgage with a high debt-to-income ratio should avoid Florida. Click through to read why.
Read More »Refunds on VA Loans Total More than $400M
An inspector general’s report found thousands of vets were improperly charged extra fees. Click through to read more.
Read More »Homebuyers Feeling the Burden of Medical, Student Debt
A new report looks at how borrowers are affected by debt, with nearly 40% of a borrowers with a particular debt denied a mortgage.
Read More »Loan Engineering Goes Digital
The mortgage realm may have found its answer to the technology question, as a new technology is looking to revolutionize the process.
Read More »Alternative Lenders Convene to Discuss Challenges, Growth
Leaders in the non-QM sector met to discuss what lies ahead for the industry, including the most task moving forward—education.
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