Tag Archives: Originations

Blockchain is creating a lot of buzz—and a lot of confusion. Primarily, this technology offers the capacity to record and monitor transactions in what is called a distributed ...

The consumer credit market showed an overall strong performance at the end of 2017, according to the Q4 Industry Insights Report published by TransUnion on Tuesday. According to ...

Getting mortgage became easier, home prices increased, and first-time homebuyers were more likely to take a smaller loan according to a report that studied the indicators of the housing market that remain strong.

In many ways the last 10 years have been the worst and best of times for the housing market. MReport dissects a decade that began with the housing market crash, and slowly recovered through evolving mortgage processes, emerging technologies, and new regulations. This select print feature originally appeared in the January issue of MReport, available now.

A new study highlights the origination cost difference in 2017 vs. 2010. Learn what’s leading to higher business costs.

Last year saw nearly $1 trillion in purchase originations, and experts say the market could top that in 2017. Millennials and first-time homebuyers may be the ones to push it over the edge, as will increasing home sales across the nation. Only a handful of states saw sales dip in 2016.

The good news is that purchase loans are closing in record time. The bad news is that FICO scores are going down as interest rates go up.

Ralph DeFranco, Chief Economist at Arch Mortgage Insurance, offered his predictions for the housing market for 2017, including origination volumes, mortgage rates, and the homeownership rate.

Appraisals have become lengthier and costlier since TRID went into effect in October 2015. But a survey of lenders showed that TRID is not to blame.

Head of Fifth Third Mortgage Edward L. Robinson recently spoke with MReport about his new role with Fifth Third and the current state of the originations market. This feature originally appeared in the October 2016 issue of MReport magazine.