Home >> Tag Archives: Risk (page 4)

Tag Archives: Risk

56% of Lenders Worried New Bubble is Inflating

As home prices continue to rise—albeit slower than last year—many commentators insist that fears of a new bubble in the making are overblown. However, a new survey released Tuesday suggests lenders aren't buying it. In a survey of U.S. and Canadian mortgage lenders, FICO found 56 percent of respondents directly involved in the industry are concerned that "an unsustainable real estate bubble is inflating."

Read More »

Mortgage Risk Index Declines Slightly

AEI's National Mortgage Risk Index (NMRI), released monthly through the institute's International Center on Housing Risk, registered 11.87 percent for May, down from April's revised reading. The institute considers any index value below 6 percent as "indicative of conditions conducive to a stable market." The index acts as a stress test, measuring the percentage of loans at risk of default in the event of another economic crisis.

Read More »

OCC: Banks Taking on More Risks

As the U.S. economy continues to improve, the challenges facing the banking industry gradually shift from recovery to risk management in an effort to avoid the pitfalls that contributed to the financial crisis, the Office of the Comptroller of Currency (OCC) said in its Semiannual Risk Perspective for Spring 2014. OCC warned that banks' boards of directors and senior managers should monitor heightened exceptions to traditional underwriting standards.

Read More »

Report Finds Flaws in Analysis of Re-Performing RMBS Deal

Standard & Poor’s (S&P) may have made some missteps in evaluating the risk of a residential mortgage-backed security (RMBS) transaction that has now been postponed, Fitch Ratings says in a recent report. In a release issued Friday, Fitch says S&P relied on incomplete home value data for loans contained in the recently announced RMBS transaction to be issued by Bayview Asset Management.

Read More »

Credit Risk Down to Post-Crash Low

TransUnion released its Credit Risk Index (CRI) Wednesday, concluding that credit risk dropped at the end of 2013 to the lowest level since 2005. "With credit risk at such low levels, there is a possibility that consumers in higher risk segments may see more credit offers, as some lenders decide they have the room in their profit models to take on greater risk," said Ezra Becker, VP of research and consulting for TransUnion.

Read More »

Showalter, CAO of Digital Risk on New Origination Risk – Aug 08,2013

[ca_audio url_mp3='http://blogtalk.vo.llnwd.net/o23/show/5/248/show_5248007.mp3' css_class='codeart-google-mp3-player' autoplay='false' download='false' html5='false']Thomas Showalter, Chief Analytics Officer of Digital Risk, joins Mortgage Markets Today to discuss interest rates and identifying risk attributes to predict loan ...

Read More »

GET THE NEWS YOU NEED, WHEN YOU NEED IT.

With daily content from MReport, you’ll never miss another important headline in originations, lending, or servicing. Subscribe to MDaily to begin receiving a complimentary daily email containing the top mortgage news and market information.