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Tag Archives: Senior Loan Officer Opinion Survey

Lender Survey: Credit Scores Matter, Often More than Downpayment Amounts

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In their “Eye on Housing” blog, the National Association of Builders (NAHB) broke down the findings of the April 2015 Senior Loan Officer Opinion Survey (SLOOS), conducted by the Federal Reserve Board. In the survey, banks were asked questions that attempted to judge how they were responding to GSE guidelines issued on November 20, 2014 on life-of-loan representation and warranty exclusions.

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Mortgage Demand Fades Despite Easing Standards

Loosening mortgage standards in the last few months failed to spur demand from borrowers, according to responses in the Federal Reserve's latest Senior Loan Officer Opinion Survey. Jibing with another recent survey from Fannie Mae, larger banks were about twice as likely to report easier standards in any given category as smaller institutions.

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