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Tag Archives: TRID

TRID is Chaos, Right? Not So Fast

The introduction of the TILA-RESPA Integrated Disclosure rule, or TRID, in October has led to utter chaos in the mortgage industry—or so some would have you believe.

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Existing-Home Sales Feel TRID’s Wrath

One of the major drivers of November’s dropoff in the pace of existing-home sales is likely the implementation of the “Know Before You Owe” mortgage rule, commonly known as the TILA-RESPA Integrated Disclosure rule, which went into effect on October 3.

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5 Big TRID Challenges Title Companies Face

The title industry is yet another piece of the mortgage industry that has felt the effects of a prosperous housing market and new regulations and the CFPB. Although the road has not been easy, title companies have managed to stay ahead of things by adapting to changes.

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House Passes TRID Grace Period Bill

The House of Representatives voted Wednesday to pass a bipartisan bill (303-121) that will provide a hold harmless grace period for the Consumer Financial Protection Bureau's TILA-RESPA Integrated Disclosure Rule, which went into effect October 3.

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