Through an analysis of data based on the racial disparity in homeownership, a panel of experts will weigh in on ways to create sustainable housing for all.
Read More »House Passes Measure Removing Barriers on Small Dollar Mortgages
Congress has passed a bill that seeks to serve creditworthy borrowers in underserved communities, as well as a bill that could translate to cost-savings for FHA mortgagees.
Read More »Cash-Strapped Renters Hit Hard by Pandemic
A new report examines the nation’s renters and how the COVID-19 pandemic has forced this market to deplete their savings to pay their rent, and what policymakers can do to ease issues down the line.
Read More »Curing Defaults Through Streamlined Refis
With foreclosure moratoria set to expire, the industry is prepping for a wave of defaults, one that could be controlled by bringing back a HARP-type program.
Read More »The Week Ahead: Fair Housing and Federal Policy
In the coming week, the Urban Institute will present the latest in its conversation series, taking aim at the measures the Biden Administration will take to create housing equality for all.
Read More »Interest in Homeownership Expected to ‘Skyrocket’ Among Hispanic Americans
However, policymakers must act in order to ensure "continued robust growth” in this demographic, which faces significant barriers.
Read More »The Week Ahead: Insights Into Alternative Credit Data
This session will explore the world of the "credit invisible": the millions of Americans who either don't have enough of a credit history to establish a score.
Read More »Analyzing Seasoned QM Loans
The CFPB's "seasoning pathway to safe harbor is not a panacea," researchers noted, “but at the margin, the pathway will expand the credit box."
Read More »How Crisis-Motivated Policy Changes Could Affect Housing Inequality
While COVID-19’s hardly at the root of housing challenges, the pandemic compounded them—a signal that another housing crisis can be expected for homeowners, renters, and rental property owners, ...
Read More »Fannie Mae Identifying Barriers to Housing Supply
Click through to learn how Fannie Mae has partnered to create a public resource to support one of its key strategic objectives.
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