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After 18 years in the home lending industry with Wells Fargo Home Mortgage as an SVP, Yatin Karnik realized that homebuyers and those looking to refinance existing mortgages needed a solution to democratize mortgages and simply get a better deal. As a staunch advocate for residential home borrowers, Karnik is on a mission to educate borrowers about the lending process. In furtherance of this aim, Karnik founded Confer Inc. and developed a revolutionary and disruptive application that will allow consumers to compare loan estimates and negotiate.

Democratizing Lending

Origination fees can present a web of inconsistencies, and Yatin Karnik of Confer Inc. asks if its time to “democratize” the lending process.

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