Housing policy has been overlooked many times by the Obama Administration. During President Barack Obama's last State of the Union address in January, he did not mention one housing-related topic at all, but his FY 2017 budget will make a substantial investment toward housing.
Read More »Did TRID Really Hinder Home Sales?
Many in the industry believed that the The TILA-RESPA Integrated Disclosure (TRID) rule was the culprit behind the huge decline in existing-home sales in November 2015.
Read More »OCC: Banks Healthy, but Credit Risk Levels…Not So Much
The housing market is six years into the current recovery, and while banks are generally in good health, worrisome signs of credit risk are still prevalent among these institutions.
Read More »Housing Affordability Constrained by Lack of Income Growth
With household income lagging and home prices continuing their upward climb, fewer buyers are able to afford a home in today's housing market.
Read More »The Week Ahead: Janet Yellen to Testify Twice Before Financial Committees
Given some of the recent major economic news concerning the Fed, it is probably not hard to guess at least some of what Yellen will be talking about this week.
Read More »Where are the Affordable Housing Markets?
As housing markets heat up in some of the most popular metros across the country, many buyers are opting to cut their ties and purchase a home in a more affordable city.
Read More »Homebuilding Upturn Expected Heading into Spring
Homebuilders may be busy heading into the spring homebuying season, which according to Fitch Ratings, is traditionally more upbeat than the rest of the year.
Read More »HSBC Agrees to Pay $470 Million to Settle Mortgage Abuse Allegations
The Department of Justice announced Friday that HSBC Bank reached a settlement with several federal agencies and almost every state attorney general regarding "mortgage origination, servicing, and foreclosure abuses."
Read More »Democratic Drama: Two Presidential Candidates Warring Over Wall Street Regulation
Last night, former Secretary of State Hillary Clinton and Bernie Sanders went toe-to-toe in a Democratic debate and ultimately revealed that the two have vastly different viewpoints on how to rein in large financial firms.
Read More »Here are 3 Ways Lenders Can Strengthen Their Origination Business
Director in the Mortgage Practice at J.D. Power, Craig Martin, offers advice to lenders on how to boost their originations business and ensure customer satisfaction.
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