The mortgage industry is still adjusting to the TILA-RESPA Integrated Disclosure rule, and although the dust has seemingly settled community banks are still battling with the regulation.
Read More »December Jobs Report Outdoes itself, Once Again
Many in the mortgage industry were anxiously waiting to view the results of the final jobs report of 2015 to see if the Federal Reserve was on track with its rate hike in December or did they act too fast?
Read More »CFPB Requests Comment on HMDA Resubmissions
Lenders have been troubled by the Home Mortgage Disclosure Act (HMDA) data points for many years, but they may see some relief in the near future.
Read More »What’s Driving the Single-Family Rental Market?
Last year was a stellar year for the single-family rental market. Now the question is, will 2016 growth surpass the growth this market has already established?
Read More »Investors Should Beware of the Bargain Bin
Investors looking for a bargain property would do wise to pay attention to the sticker price and not the hype.
Read More »Mortgage Rates Kick off 2016 Under 4 Percent
In a surprising twist of events, mortgage rates are kicking off the New Year under 4 percent, even after the Federal Reserve's decision to raise rates in December.
Read More »Consumer Sentiment Wraps 2015 on Positive Note
The year of 2015 was a year of prosperity and growth for the housing market, and in turn, consumers displayed their confidence with positive feelings toward their income, job security, and overall economic outlook.
Read More »Welcome to 2016: Here’s What Lenders Can Expect in the New Year
The new year is sure to bring about an array of changes for lenders. Some good, some bad, and some ugly. Read on to find out how lenders can put their best foot forward in 2016 and be prepared for what's to come.
Read More »Mortgage Applications Plummet over Holiday Break
Shortly after the Federal Reserve's decision to raise the federal funds rate in December 2015, mortgage applications started to fall. Is the Federal Reserve's rate hike to blame or was it really just a seasonal drop off?
Read More »Fed Minutes: Rate Hike a Close Call
The Federal Reserve's daring move to increase the federal funds rate just before the end of 2015 was no surprise to most, but what the mortgage industry did not know was that this initial move would only the beginning of a series of events..
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