In housing markets where home values are constantly rising, first-time buyers often struggle with coming up with a down payment and end up renting versus buying a home.
Read More »Mortgage Applications Slip Again This Week
Data from the Mortgage Bankers Association's Weekly Mortgage Applications Survey showed that mortgage loan application volume decreased 1.3 percent from last week on a seasonally adjusted basis.
Read More »Mortgage Market Health Uneven Across U.S.
As recovery continues across the nation from the mortgage crisis in 2007, some states appear to be patching things together more quickly than others.
Read More »Consumer Economic & Housing Expectations a Mixed Bag, Survey Shows
While consumers anticipate a better labor market to come, they were mixed about inflation, depending on how deeply into the crystal ball they look, the latest Survey of Consumer Expectations from the Federal Reserve Bank of New York showed.
Read More »Home Prices Rising, Especially on the Lower End
Home prices nationally are still on the incline, most notably in more affordable homes, according to the latest Home Price Index from CoreLogic.
Read More »Builder Confidence in Senior Housing Market Remains Strong in Q3
Homebuilders in the single-family 55+ housing market showed strong confidence in the third quarter of 2015, according to the National Association of Home Builders' Housing Market Index.
Read More »Fed Mortgage Lending Survey Deemed Flawed
Earlier this week, the Federal Reserve released their Senior Loan Officer Opinion Survey on Bank Lending Practices, which found that banks lowered mortgage lending standards in the third quarter of 2015. However, new housing risk research shows that the survey is "flawed."
Read More »Millennial Homebuyers Constrained By Rising Home Prices & Tight Lending Standards
Homeownership is an important aspect of the American way of life, and while many desire to own a home, the Millennial generation often struggles to break into the housing market due to soaring home prices and tight lending standards.
Read More »Buy New or Buy Used? New Home Construction Costs Outweigh Existing-Home Costs
The cost of building a new single-family home far surpasses the average price tag on an existing home, but aside from mortgage payment differences, there are pros and cons to both options.
Read More »Refinance & Purchase Mortgage Activity Drive Applications Down This Week
A slowdown in refinances and purchase mortgage loans drove overall applications down this week, according to the Weekly Mortgage Applications Survey from the Mortgage Bankers Association.
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