Market Studies

Homebuilders in the single-family 55+ housing market showed strong confidence in the third quarter of 2015, according to the National Association of Home Builders' Housing Market Index.

October’s healthy job gains of 271,000 reported in the Bureau of Labor Statistics’ (BLS) October 2015 Employment Summary released Friday make a December liftoff by the Fed an extremely likely possibility.

Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. With skyrocketing rents in many parts of the country, buying a home is beginning to look more attractive to millennials. Jeannie Smith, VP of sales and a home loan officer at Guardian Mortgage discusses how Millennials desire homeownership but struggle financially and how the mortgage industry can help.

Earlier this week, the Federal Reserve released their Senior Loan Officer Opinion Survey on Bank Lending Practices, which found that banks lowered mortgage lending standards in the third quarter of 2015. However, new housing risk research shows that the survey is "flawed."

Eased credit access is allowing more people to be eligible for mortgage loans, especially among middle-income blacks and Hispanics, but despite the uptick, they still lag behind in the housing market recovery.

Homeownership is an important aspect of the American way of life, and while many desire to own a home, the Millennial generation often struggles to break into the housing market due to soaring home prices and tight lending standards.

The cost of building a new single-family home far surpasses the average price tag on an existing home, but aside from mortgage payment differences, there are pros and cons to both options.

With the fall season well underway, the housing market is showing signs of slowing down with declines in demand and inventory.

Homeownership may have declined in 2014, but there are other trends and factors such as marriage and children, education, demographics, and lifestyle that influence how consumers operate in the market.

Home prices are showing no signs of slowing down, which continues to prove the housing market's health. However, the rise in prices are causing some markets to become overvalued.