Data

The once widespread speculation that a September rate hike will occur has cooled since the start of the month. The Fed will announce its decision on Wednesday, September 21, at 2 p.m. EST.

While analysts have long said that home price appreciation outpacing income growth is holding back homeownership, one study found that the reverse is true in many markets.

Non-prime mortgage origination programs that use securitization as a funding source are making a comeback, but they are not a simple rebranding of pre-crisis subprime loans, according to one analysis.

Q3 marked the third straight quarter in which lenders reported a net positive profit margin outlook, according to Fannie Mae. Notably, compliance costs were less of a concern among lenders compared with Q3 last year.

Buyers saving up to buy a home had better be patient. No matter what the city or what the age group, saving for a new home will take years‒‒in some cases, decades.

Millions of homeowners are in a negative equity position with their homes. That number is dropping substantially every quarter, however.

Federal officials are pondering the weight of student loan debt on young adults. Do the benefits of higher education outweigh the downside of student loan debt when it comes to homeownership?

Home price growth, uncertainty about down payments, and tight supply are making renters less sure of whether it’s a good time to buy a home, according to one analysis.

The housing market as a whole is moving marginally deeper into buy territory, according to one analysis.

Appraisals across the country were lower than what refinancing homeowners expected, even as actual home values increased.