In 2017, more than a million consumers could see improved access to credit, as well as better loan terms, with the help of a new innovation launched late last year.
Read More »Rep. Hensarling Decries FHA’s Premium Reduction
While many praised the Federal Housing Administration's recent decision to lower its mortgage insurance premiums by 25 basis points, not everyone was a fan.
Read More »Affordability May Become a Concern
As home price appreciation continues to outpace wage growth, housing affordability may suffer, especially among millennials.
Read More »New Buyers Most Susceptible to Losing American Dream
First-time homebuyers made up more than a third of national home sales in 2016, but still saw a greater share of deals for homes fall through than experienced buyers.
Read More »Breaking Down Lingering Negative Equity
The number of underwater homeowners nationwide has been steadily declining since 2012 as home prices have appreciated, but not all demographics have been equally affected, according to one analysis.
Read More »House Democrats: Do Not Remove Cordray
CFPB DIrector Richard Cordray's term is up in July 2018, but a group of Democrats from the U.S. House of Representatives does not want to see President-elect Donald Trump remove him before then.
Read More »Purchase Loan Volume Experiences Spike
Strong demand has resulted in a steady increase in the number of purchase loans originated in the last two years.
Read More »Confidence in the Economy is Surging
By any measure, consumers have great expectations for the U.S. economy in the coming year. What is driving the optimism?
Read More »Relief May Be on the Way for Credit Unions
Four U.S. Congressmen have introduced the bipatisan Credit Union Residential Loan Parity Act. If passed into law, how will this bill impact the housing industry?
Read More »KBRA: Don’t Remove Government Backing from Mortgages
Privatizing the GSEs could potentially have an adverse effect on the mortgage market in the United States, according to Kroll Bond Ratings Agency.
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