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Now That a Real-Estate Developer is President-Elect . . .

With a trailblazing real estate mogul entering the Oval Office on January 20, a sharper focus on the U.S. housing delivery system is possible, if not likely, according to Collingwood Group Vice Chairman and former FHA Commissioner Brian Montgomery. Editor's note: This select print feature originally appeared in the January 2017 issue of MReport magazine.

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CFPB: TRID, HMDA, and Servicing Rules Updates

In a recent report to Congress, the Consumer Financial Protection Bureau highlighted the steps it has taken to assist the industry with transitions for TRID as well as the updates to the Home Mortgage Disclosure Act and the new mortgage servicing rules.

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The Potential Effect of Low Interest Rates on Banks

The low interest rate environment, which has been the Fed’s mode of operation for much of the last decade, has been instrumental in stabilizing the U.S. financial system. But if it continues, it could adversely affect financial institutions, according to a Fed Governor.

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Industry Sounds Off on Pending Carson Hearing

The question of whether the U.S. Senate will confirm Dr. Ben Carson as the new HUD Secretary will likely be answered on Thursday, January 12. What did stakeholders in the industry have to say about how the former presidential candidate would handle the Department if he is confirmed?

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FHA Reduces Mortgage Insurance Premiums

For the first time in two years, the Federal Housing Administration has lowered its annual mortgage insurance premiums paid by most borrowers in an effort to expand homeownership and save money for existing borrowers.

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ARM Market Share Could Be Ready to Rise

The market share of adjustable-rate mortgages is at its lowest level in years. But the specter of rising mortgage interest rates this year could change that considerably, according to a recent analysis.

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