Private mortgage insurance has overtaken the FHA for largest share in the U.S. mortgage insurance market. Will the FHA act to try and regain the highest market share?
Read More »Outlook is Much Brighter for Lender Profits
Q3 marked the third straight quarter in which lenders reported a net positive profit margin outlook, according to Fannie Mae. Notably, compliance costs were less of a concern among lenders compared with Q3 last year.
Read More »The Ever-Present Down Payment Dilemma
Buyers saving up to buy a home had better be patient. No matter what the city or what the age group, saving for a new home will take years‒‒in some cases, decades.
Read More »Mortgage Rates Bump Up to Three-Month High
Mortgage rates have hovered slightly above record lows since June. But now they may be on the way back up.
Read More »Home Value Appreciation is Restoring Equity
Millions of homeowners are in a negative equity position with their homes. That number is dropping substantially every quarter, however.
Read More »Women in Housing Forum Honors Female Trailblazers
The Five Star Conference and Expo celebrated the achievements of women in housing for the fourth straight year.
Read More »Odds of Rate Hike Plummet After Fed Governor Speech
The already low prospect of a rate hike by the Federal Reserve later this month just became even lower following a speech this week by Fed Governor Lael Brainard.
Read More »CHOICE Act Sharply Divides Parties in Congress
As the country is sharply divided on two of the most polarizing presidential candidates in history, perhaps it is not a surprise that the two major political parties are equally divided on a proposal to roll back Dodd-Frank.
Read More »Can Higher Education Boost Homeownership?
Federal officials are pondering the weight of student loan debt on young adults. Do the benefits of higher education outweigh the downside of student loan debt when it comes to homeownership?
Read More »Lack of Knowledge Keeps Buyers at Bay
Home price growth, uncertainty about down payments, and tight supply are making renters less sure of whether it’s a good time to buy a home, according to one analysis.
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