Tag Archives: Borrowers

According to new data from Optimal Blue, rate lock data showed moderate signs of an early-January rebound in purchase locks, while refis remain constrained despite a full percentage point rate decline since its October 2022 peak.

With housing affordability remaining an issue nationwide, the CFPB's Making Ends Meet report—an annual survey of consumer financial health—shows many downtrends in consumers’ ability to repay their debts.

Homebuyer affordability plummeted again in September according to the latest MBA analysis, with scarce supply, affordability constraints, and economic uncertainty continuing to hinder potential homebuyers.

As mortgage rates surge at their fastest pace in decades, a new Redfin study revealed that homebuyers could save more than $15k over five years by taking out an adjustable-rate mortgage rather than a typical 30-year fixed-rate mortgage.

Here's what the major lenders now require for borrowers to obtain a home loan.

Here’s how lenders can leverage machine-assisted language translation to serve mortgage customers who are limited by their knowledge of the English language.

New commentary from Fannie Mae details how it will work to increase education for borrowers, and provide more tools for lenders.

Finicity's new Verification of Income and Employment solution will speed up borrower verifications and advance the industry's shift to become fully digital.

Simplist's next-generation platform seeks to enhance transparency, affordability, and access for borrowers spanning diverse backgrounds.

As the FHA looks to woo back lenders, an analysis makes a case for what the agency must do to address its rules under the False Claims Act to ensure they come back to its fold.