Tag Archives: Credit Availability

Credit availability fell to its lowest level since March 2013 in September, as reports show credit tightening for the seventh consecutive month.

“Credit availability fell last month to the lowest level since May 2013, as lenders streamlined their loan offerings in this declining volume environment,” said Joel Kan, MBA’s Associate VP of Economic and Industry Forecasting.

Mortgage credit availability, a key component of the mortgage application process, decreased in March, according to the Mortgage Credit Availability Index (MCAI), a monthly report from the Mortgage Bankers ...

A report gives insights into some important developments that are likely to impact borrowers and homebuyers in 2019 and beyond.

Here's why consumers are optimistic about many aspects of their financial situation over the next 12 months.

Recent data from the Home Mortgage Disclosure Act paints a picture of an improving market with some room for improvement in a few key areas.

Even as access to credit gets easier, homebuyers and owners remain uncertain over the trend of growing home prices, according to a report by the New York Fed. What other indicators have consumers worried?

Despite mortgage credit availability being at an all-time high, why does the private market remain restricted? A new report tries to understand the trend.

Mortgage credit availability decreased 1.2 percent in February as program offerings in the conventional mortgage space affected the overall availability of credit, bringing the index down to 180.7. ...

Mortgage credit availability increased by 2.1 percent to 182.9 points in January according to the Mortgage Credit Availability Index (MCAI) data released on  Tuesday. The MCAI, a report ...