In his role as VP Sales at MQMR, Jeff Christensen will be responsible for leading sales, driving new business opportunities and expanding brand awareness.
Read More »The Factors Impacting Jumbo and Conforming Mortgage Loans
A new analysis studied how risk, location, and scale economies affected mortgage rates for jumbo and conforming loans. Here’s what it found.
Read More »A Snapshot of the National Housing Market
The current housing market boom is being led by strong demand chasing constricted supply, according to a report on the housing market. Here are some other indicators on how the market has performed so far this year.
Read More »Unlocking Homeownership Potential
Rick Sharga, EVP, Carrington Mortgage Holdings spoke to MReport on how Carrington is helping this set of borrowers achieve their dream of homeownership and the difference between non-prime loans and the subprime loans issued prior to the Great Recession.
Read More »The Changing Rules of Mortgage Underwriting
How have underwriting standards for conventional loans for homes changed from the pre-crisis housing market? Here’s what a report tracking credit risk for the first quarter of 2018 found.
Read More »Investors Remain Bullish on GSEs’ Credit Risk Transfer Program
Bolstered by a strong private sector market demand, Fannie Mae and Freddie Mac continued to attract and expand private sector investment in the last quarter of 2017.
Read More »Exploring the Impact of Proposed Housing Finance Reform
According to an analysis by the Urban Institute, proposed housing finance changes being discussed by the Senate Banking Committee would provide better-targeted support for low- and moderate-income (LMI) ...
Read More »Borrower Credit Risk Continues to Improve
CoreLogic released on Thursday its Q2 2017 Housing Credit Index report, which measures the increase or decrease in credit risk for new home originations based on six factors. See which areas showed improvement here.
Read More »Risk Standards Hits Early-2000s Levels
Mortgage lenders are taking increased credit risks similar to those of the early 2000s, according to a new report released on Tuesday. The level of credit risk taken by lenders in Q1 of 2017 was about the same as the average risk taken between 2001 and 2003. According to the report, the shift toward riskier lending standards is a result of declining refinances, rising mortgage rates, and increased investor, condo, and co-op share of purchase loans.
Read More »Fannie Mae Announces First CIRT Transactions of the Year
The two transactions will retain risk for the first 50 basis points of loss on an $18.1 billion loan pool and a $2.3 billion loan pool. The loan pools covered consist of 30-year fixed-rate loans with loan-to-value ratios greater than 60-percent and less than or equal to 80 percent, all acquired by Fannie Mae from January 2016 through July 2016.
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