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Tag Archives: FICO

What Do Potential GSE Changes Mean for FICO?

The Federal Housing Finance Agency recently released a Request for Input seeking feedback about the possibility of changing the credit scores the GSEs requires lenders to use to evaluate borrowers. According to ...

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Knowing the Score, Its More Important than You Think.

You may have seen recent news articles about the consumer reporting agencies removing certain derogatory public record information from their credit files, and you may be wondering, what type of information is being removed. Knowing what impact this will have to your consumer applicant pool is key.

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The Two-Sided Credit Picture

Credit availability in the mortgage industry increased slightly in the fourth quarter, reversing a long-time downward trend over the last four quarters. However, credit access is not the same across the board.

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