Mortgage applications decreased 6.6 percent from a week earlier as rising interest rates made the prospect of buying a home more costly for potential homebuyers. According to data ...
Read More »Exploring the Impact of Proposed Housing Finance Reform
According to an analysis by the Urban Institute, proposed housing finance changes being discussed by the Senate Banking Committee would provide better-targeted support for low- and moderate-income (LMI) ...
Read More »Lower Mortgage Rates in November Increase Refis
Refinances by the Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac increased in December 2017, according to the Fourth Quarter Refinance Report released by the Federal Housing ...
Read More »Mortgage Apps on the Rise
Strong economic fundamentals and a growth in jobs were complemented by a rise in the number of people buying homes at the beginning of 2018 according to data ...
Read More »Survey Says: Rates Going Up
December saw a bump in interest rates. A national survey found that mortgage interest rates and loan amounts both went up at the end of 2017. Could January continue this trend?
Read More »Checks and Balances: Ensuring Gender Equality in Lending
Women borrowers still face unique challenges when taking a loan. Learn how lenders can combat unintentional discrimination.
Read More »Are Tax Reforms Worth the SALT in High-Priced Markets?
Aspiring home buyers living in counties with relatively high home values and SALT rates may be affected by the new tax bill, according to a new study.
Read More »Mitigating the Risks of Inefficient Servicing
he first in a three-part series of reports examines the importance of the mortgage industry to the overall health of the housing market and makes a case for policy reforms in this sector, in the light of the housing finance reform legislation that’s once again in the works in Congress.
Read More »Conventional Mortgage Loans Most Popular With Millennials
Lower FICO score requirements by some lenders to attract potential first time buyers notwithstanding, credit scores for millennial homebuyers dropped according to a report.
Read More »Mortgage Origination Report Shows FICO Scores Dropping Across Loan Products
Dropping credit scores point to loosening credit standards to attract a dwindling refinance market.
Read More »