In a new article jointly authored by the Federal Home Loan Bank of San Francisco and the Urban Institute, new research examines the effects of Artificial Intelligence (AI) in helping level the playing field for minorities and borrowers of color, with the ultimate goal of advancing racial equity in homeownership.
Read More »Blog: Is Homeownership Still the American Dream?
Even in light of recent market turmoil, the vast majority of Americans believe that owning a home is a greater achievement than raising a family, getting a college degree, or having a career.
Read More »How Digitalization Changes How People Search for, Finance Housing
According to a new analysis from Harvard's Joint Center for Housing Studies, data revealed just how significant of an impact digitalization has on how Americans search for and finance homes. Click here to read more.
Read More »A Call to ARMs?
An Urban Institute report claims recent fears about adjustable-rate mortgages are unfounded, suggesting that the lending tool should be utilized more often.
Read More »The Week Ahead: HUD to Host Millennial, Gen Z Homeownership Event
HUD Secretary Marcia L. Fudge will host a virtual event geared toward young adults to help dispel common myths and barriers to buying a home in today’s market and how federal programs can help smooth the path to homeownership.
Read More »Addressing Discrimination in the Housing and Wealth-Building Space
To address and reduce the racial gap between in home ownership and wealth-building, the Urban Institute and the Federal Home Loan Bank of San Francisco (FHLBank) have committed $1.5 million to a new program called “Racial Equity Accelerator for Homeownership” which will “develop ...
Read More »The ‘F-Shaped’ Recovery’s Impact on Minority Households
Research shows that higher-income households have “essentially fully recovered,” but lower-income families "continue to suffer.”
Read More »Ensuring More Equitable Housing Codes
New commentary says that enforcement should not impact the owners, but it is. What are some possible solutions to this issue?
Read More »Quantifying Homeownership Rates
How can the gap in black homeownership rates be reduced to enable intergenerational wealth building and economic mobility? A report explores some strategies.
Read More »Changing Face of Housing Demographics
Expert panels discuss the close relationship between homeownership and economic wealth within the Latino community. Click through to know more about issues impacting wealth creation and economic mobility for Hispanic Americans.
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