Chattel loans are the most popular finance product for manufactured housing customers, but research suggests why this may not be the most cost-effective loan for these borrowers.
Read More »Will Additional Charges on Luxury Housing Help Govt. Revenue?
A recent research examined how much revenue a state government could generate by levying charges similar to property tax surcharge on luxury homes. Click through to read the findings and which state stood to benefit the most from such a tax.
Read More »GSE Reform’s Impact on Housing
A new research looks at how various scenarios of an administrative reform for the GSEs, in the absence of a reform legislation, could affect the mortgage and housing markets.
Read More »Small-dollar Loans Can Make a Big Difference
Here’s how expanding credit access for low-cost properties could potentially help ease America’s inventory shortage.
Read More »How Will Insurance Rate Reductions Impact Mortgage Affordability?
A new study looked at how cuts in insurance premium by private companies could affect the affordability of mortgage payments, especially for FHA loan borrowers. Click through to read the findings.
Read More »Rental Payment History vs. Mortgage Delinquency Risk
Rental payment history is indicative of future mortgage loan performance and should be considered when individuals apply for mortgage loans, according to new research from the Urban Institute. ...
Read More »Government Expands Mortgage Credit Access, Private Market Still Clenched
Despite mortgage credit availability being at an all-time high, why does the private market remain restricted? A new report tries to understand the trend.
Read More »Can Renters Afford to Buy a Home?
Can home affordability be measured especially when one is looking at the ability of current renters on becoming homeowners? A study by the Urban Institute attempted to answer ...
Read More »How Language Impacts Homeownership
Can a person’s language preference keep them from achieving the American Dream of owning a home? According to a study by the Urban Institute, the answer is yes. ...
Read More »Mortgage Loan Originations Become Less Profitable
Mortgage origination profitability fell to its lowest in January 2018 as mortgage volumes responded to the rising interest rates during the month according to data in the February ...
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