Since the housing crisis, minority borrowers have had trouble getting a mortgage loan or been completely locked out of the housing market due to affordability problems. Now, eight years into the recovery, minorities are still a disproportionate part of the housing economy.
Read More »Top 10 Worst Cities for Investors to Purchase a Home
Housing markets across the nation have seen some major growth in home prices and sales over the last two years, but there are some markets are still lagging behind.
Read More »A Credit Situation: Gender Affects Ability to Obtain a Mortgage Loan
A borrower's credit score could be adversely affected by gender, according to a recent study. Typically, men have an average credit score of 630 out of 850, while women have an average score of 621 but the factors behind these scores is where the story gets interesting....
Read More »Mortgage Rates Expected to Sink Further if Economic Conditions Persist
Mortgage interest rates have declined every week since the start of the year, and Freddie Mac believes this could continue until Treasury yields return to normal levels. Freddie ...
Read More »Are Mortgage Lenders Easing Credit Standards too Much?
Although lenders are being selective in who they lend to in terms of credit score, overall, mortgage lending standards have eased every quarter over the last two years. Could this be the beginning of yet another financial crisis?
Read More »3 Ways Alternative Data Offers Mortgage Lenders a Competitive Edge
As new credit populations emerge in the housing market and competition among lenders heats up, other data avenues must be considered to accommodate new borrowers.
Read More »Homeowners, Appraisers Closer to Seeing Eye-to-Eye
History has shown that homeowners typically value their homes at a higher price point than appraisers, but as the housing market evolves, these opinions are inching closer to reaching a point of equilibrium.
Read More »Homebuilders Cite Labor as Top Challenge in Housing Market
Though homebuilding hiring has increased, the number of unfilled jobs in the overall construction sector is growing and homebuilders can't seem to shake one particular worry looking ahead in 2016.
Read More »Affordability Concerns Constraining Homeownership
Although rents continue to rise at a rapid pace, many Americans are still shying away from the real estate market due to down payment and credit score troubles.
Read More »Did TRID Really Hinder Home Sales?
Many in the industry believed that the The TILA-RESPA Integrated Disclosure (TRID) rule was the culprit behind the huge decline in existing-home sales in November 2015.
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