The Biden Administration has established the PAVE Task Force to tackle racial bias in the home lending and appraisal process.
Read More »The Week Ahead: Senate Examines the Appraisal Process
The Senate Banking Committee will take a deep dive into appraisal equity, and the implementation of programs and policies related to fair housing and economic opportunities.
Read More »New Residential Construction Statistics for February 2022 Are In
The U.S. Census Bureau and the U.S. Department of Housing and Urban Development have released their new residential construction statistics for February 2022, which found that privately‐owned housing starts ...
Read More »Fed Raises Rates for First Time in Four Years
It has been 732 days since the Federal Reserve Open Market Committee (FOMC) cut interest rates in an emergency meeting in light of the then-blossoming COVID-19 pandemic. But all ...
Read More »The Hidden Costs of Mortgage Payments and Affordability
While each homeowner’s total cost is different, of course, examining broad categories of homeowners and analyzing their costs, can provide insights into the drivers of housing affordability. Here’s what a new study by Fannie Mae reveals.
Read More »A New Era for Desktop Appraisals
The GSEs’ recent switch to allow for desktop appraisals could usher in “a new area for collateral valuation.”
Read More »Expert Insights: Inventory Levels, Fed Rates, & More
Douglas G. Duncan, SVP and Chief Economist for Fannie Mae, discusses what we should expect out of the housing market in 2022.
Read More »When Will the GSEs Exit Conservatorship?
Not much has happened as of late in the discussion of bringing Fannie Mae and Freddie Mac out of conservatorship as current talks are in a “suspended animation” for the time being. Don Layton, former CEO of Freddie Mac, explores where conservatorship stands and what needs to happen in order for it to end.
Read More »FHFA Requests Input on its Strategic Plan
The Plan, covering 2022-2026, will serve as a roadmap for the agency overseeing the Federal Home Loan Bank System, and GSEs.
Read More »First-Time Buyers Utilizing Stimulus for Down Payments
Nearly one in four survey respondents said stimulus payments during the pandemic has helped fund their down payment.
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