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Large firms are more positive about ALTA best practice compliance framework than their smaller counterparts, according to the second annual 2015 ComplianceSuccess Survey from Habif, Arogeti & Wynne, LLP (HA&W), a Georgia-based tax, accounting, and business consulting firm.

Auction.com, LLC, a online real estate marketplace, is among the winners of the 13th annual AlwaysOn Global 250, a list of the most promising private companies creating enormous opportunities and inventing new categories across the global technology landscape, the company announced in a press release.

A total of 6.5 million borrowers could qualify for and benefit from traditional refinances and the Home Affordable Refinance Program (HARP), according to the Data and Analytics division of Black Knight Financial Services latest Mortgage Monitor Report, based on data as of the end of May 2015.

Dedicated, visionary, and optimistic about the future of homeownership, Golding has spent more than 25 years in mortgage finance in both the public and private sector. Prior to joining HUD in 2013, he held several senior positions during a 23-year tenure with Freddie Mac—where he served as SVP of Economics and Policy, Program Executive of Making Home Affordable, SVP of Economics and Strategic Analysis, and SVP of Capital Oversight and Economics. Despite his busy schedule shaping the future of American homeownership, Golding sat down with us this month to address your pressing questions on the FHA, mortgage insurance, housing, down-payment assistance, and more. Editor's note: This select print feature appeared in the July 2015 edition of MReport magazine, available now.

Fannie Mae released an update to their Private Mortgage Insurer Eligibility Requirements (PMIERs) today regarding the treatment of loans with lender-paid mortgage insurance. The PMIERS are scheduled to go into effect on December 31, 2015. Fannie Mae made updates to the PMIERS FAQs section, eligibility requirements, operational performance scorecard, quarterly portfolio and financial supplement, quarterly portfolio loan level dataset, and their selling guide.

The Mortgage Bankers Association (MBA) recently released a chart that highlights the existing-home sales in a historical context. The graph reveals that the rate of housing turnovers, while improving, are not up to ‘normal’ rates. The MBA graph shows that housing markets are recovering, but are still weak. The turnover rate rests slightly above 7 percent currently in the second quarter, an amount that falls short of a ‘normal’ rate of 7.5 percent, but still surpasses the recent low of 4.8 percent from the third quarter of 2010.

The U.S. Senate Committee on Appropriations recently approved the FY2016 Transportation, HUD (THUD), and related agencies Appropriations Bill. The major goals of the bill is to increase the efficiency and affordability of federal housing programs and provide funding for transportation and infrastructure priorities, working within the guidelines of the Budget Control Act.

More Americans are sleeping better at night knowing that the economy is recovering. Those Americans that are losing sleep over financial stress is declining in the U.S., according to a new CreditCards.com poll. The national poll, commissioned by CreditCards.com, also found that 62 percent of adult Americans are losing sleep over at least one financial problem. This is 7 percentage points lower than the amount in June 2009, the last time this poll was conducted, but higher than 56 percent in 2007.

The wealth gap among Americans widened dramatically after the housing market collapse. This placed many black homeowners at a huge economic disadvantage, leaving them with limited access to servicing, lenders, and credit. New research by the Social Science Research Council (SSRC) and the American Civil Liberties Union (ACLU) found that all households lost wealth from 2007 to 2009 at the height of the housing bust and recession. However, in 2009, median white household wealth ceased to decrease, while median black household wealth dropped steadily.

Provider of fully-compliant loan document preparation, compliance, eSign and eDelivery solutions, DocMagic, Inc., recently announced it has begun allowing a group of clients to test the features and functionality available within its new Collaborative Closing Portal, SmartCLOSE to prepare for upcoming TILA-RESPA Integrated Disclosure (TRID) regulation.