...4.35 percent. Despite the ongoing decline in housing affordability, the group remains optimistic. "Even with nationwide home prices reaching their highest level since the end of 2007, affordability still remains...

...because of the recalculated ratios and affordability. In speaking to our clients about this risk, each agreed that they weren't doing enough to first correctly calculate the borrower's income and,...

...interest rates up. With home sales already lagging despite historically low mortgage rates, any shock to home affordability could weigh activity down further. Meanwhile, half of consumers remain pessimistic about...

...those with additional non-mortgage debt in less than half of the counties in the United States. In an analysis of housing affordability in 512 U.S. counties with a combined population...

...boost the nation's slowly improving stock of for-sale homes. "There is no magic bullet, but continued home affordability, an increasing supply of both for-rent and for-sale homes and the potential...

...affordability, Trulia reported. In September, the 10 reddest markets all had a median asking price of lower than $130 per square foot, while nine of the 10 bluest markets reported...

...to descend, recently settling in at their lowest level in more than a year, helping to boost affordability. Still, inventory shortages and financial stress are putting a damper on activity...

...markets nationwide. As other market indicators have seen steady improvement, inventory has remained a consistent problem, with shortages across the country limiting buyers' options and pushing prices beyond affordability in...

...Even with the unexpected rise in inventory, analysts at Redfin expressed doubt that supply will be able to keep pace with demand in the coming months, especially with home affordability...

...based on five factors that affect the health of housing: housing affordability, unemployment rates, median home prices, and foreclosure starts all compared with two years ago, as well as the...