The heavily-regulated mortgage environment has caused technology innovation to become a new focal point of many businesses within this space. John Guzzo, Managing Director in the Financial Technology Group at Berkery Noyes sat down with MReport to share his insight on how technology is changing the mortgage industry.
Read More »Subprime Lending is Making its Way Back to the Mortgage Market
An uptick in housing demand is being met with mortgage originations for borrowers with less than perfect credit scores, but not without caution. Read on to see what impact Equifax is seeing subprime borrowers have on the mortgage market
Read More »5 Reasons Financial Reporting Problems Persist in the Mortgage Industry
The U.S. Securities and Exchange Commission is cracking down on those involved directly with the financial reporting processes, which is causing a number of issues in the mortgage industry.
Read More »The Big 3: Tech Changes Innovating the Mortgage Industry
CoreLogic identifies a few of the largest tech changes that the mortgage industry has implemented in their businesses as a result of new regulations like the TILA-RESPA Integrated Disclosure rule and the Home Mortgage Disclosure Act.
Read More »The Housing Low Down on the Oil Crisis
Those low oil prices may seem like a blessing in disguise, but are they really good for housing and the overall economy? Here's what you need to know about America’s new crisis.
Read More »Will President Obama Dodge Housing Policy at the State of the Union?
Many in the mortgage industry are eager to hear what the Obama Administration will have to say about the housing market—or if he will even address it at all. Read on to see what industry experts had to say about the State of the Union Address and 2016 housing policy.
Read More »2016 Housing Market: The Good, the Bad, and the Ugly
The mortgage industry is practically holding their breath as 2015 comes to a close and 2016 is just a few weeks away, and with it may come a number of welcome and unwelcome surprises, causing pessimism and uncertainty to invade the market.
Read More »Mortgage Industry Provides Glimpse into 2016 Housing Market
As 2016 lies just under one month away, the mortgage industry is already on top of what to expect in the coming year with predictions on what the housing sector may or may not bring.
Read More »Opportunity Knocks
The housing downturn tested the mortgage industry. Pacific Union Financial, LLC, rose to the challenge and found its own niche in the marketplace. Editor's note: This select print feature appears in the November 2015 edition of MReport magazine, available now.
Read More »How the Industry Will Get eClosing Wrong
Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. We all have read the results from the CFPB eClosing pilot and can all see the tremendous benefits of eClosing. However, many lenders will get it wrong on their first attempt. Mark McElroy, President and CEO of Pavaso, Inc., says that the reason for this is short-sighted approaches based poor assumptions.
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