Tag Archives: Refinance

In a rising mortgage rate environment, how much do homebuyers today have to earn to afford the mortgage on an average-priced home? How much could they have saved if they made it to the market sooner?

As the GSE completes 10 years under conservatorship, see what its third quarter results say about Freddie’s business practices over the years.

As mortgage risk jumped to a series high, a new analysis revealed the factors driving this risk and how the credit easing by the GSEs can ultimately impact their affordable housing mission.

Even as purchase loans made up the bulk of all closed loans in September, according to a report, how will macroeconomic and housing indicators impact the market for these loans in Fall?

A report analyzing the annual percentage rates for borrowers found that APRs had risen to their highest in the year in September. Here’s why borrower credit scores are likely to play an important role while looking for the best mortgage rates.

Refis have seen a considerable slowdown as mortgage rates rise. Watch this video to learn how the needs of homeowners who refinance even in a rising rate environment are different from other borrowers.

Despite overall refi volumes at Fannie Mae and Freddie Mac declining in Q2, the FHFA’s quarterly refinance report revealed that borrowers were still opting for loans under HARP, a program that’s scheduled to expire at the end of the year.

The market for purchase loans remained stable in July for the second consecutive month despite rising rates, according to a report on loan originations. See the breakdown of how other loans performed.

Purchase APRs declined for average borrowers, according to a report analyzing mortgage offers. But how did credit scores impact the additional loan costs for consumers?

New data show that mortgage applications are down to levels not seen in two years. Here’s a breakdown of how applications across various loans performed.