...lower home prices for a growing workforce. Kolko notes that home affordability is not a new problem for tech hubs; rather, the rising cost of homeownership stems from low home...

...points from the previous quarter. ""These concerns likely reflect higher prices and mortgage rates, which have harmed affordability, and stricter lending regulations that went into effect in January and could...

...and chief economist at ""Freddie Mac"":http://www.freddiemac.com/, expects a slight rise in mortgage rates in 2014, but not enough to harm housing affordability. ""Regarding mortgage rates, we've gone from dirt cheap...

New home sales softened for the second straight month in December, falling well short of expectations as harsh weather and declining affordability turned potential buyers off. [IMAGE] According to a...

...October. While those kinds of gains may discourage potential homebuyers as affordability slips, they'll be necessary to draw sellers in: Of the 71 percent of homeowners who are thinking about...

...are already slowing, which according to Zillow, is ""a welcome sign in markets that risk crossing over into bubble territory as rising mortgage interest rates create affordability issues for homebuyers.""...

...report. [COLUMN_BREAK] While affordability remains high overall, Fitch says affordability will slip somewhat this year. One contributing factor is rising mortgage rates, which will likely reach 5 percent in 2014,...

...how affordability has changed: ""From 1999-2006, mortgage payments on [a] hypothetical 30-year fixed mortgage increased by 50 percent more than income growth in large part because of rapid house-price appreciation....

...house prices means that housing affordability has deteriorated over the past three months. But even though valuation and affordability metrics are becoming less favorable, the overall picture is still that...

...to a national average of $176,731. ""This slowdown in home value appreciation will contribute to a more balanced market, and will help to ease some emerging affordability problems in a...