...rates. Higher interest rates, which are inevitable, will begin to erode affordability levels, even with home prices still well off the peak numbers reached during the housing boom. The primary...

...home buyer,"" said ""Jed Kolko,"":http://trends.truliablog.com/author/jedkolko/ chief economist at ""Trulia,"":http://www.trulia.com/ in his 2014 predictions. Other changes to the market in the new year include lower affordability, ""less frenzied"" home-buying, and a...

...position, but they also pose a threat to affordability. The rate of price appreciation this year outpaced income growth. Rising mortgage rates also lead to lower affordability. Another change to...

...he said. [COLUMN_BREAK] Rising mortgage rates and rising prices contributed to a decline in affordability this year, but despite reaching a five-year low, Yun said, the affordability rate is ""still...

...foreclosure activity, and the overall financial health of local homeowners. But that same rapid appreciation may cause affordability issues in the future in these markets, leading to potentially unhealthy conditions.""...

...""Because affordability is still high in most areas relative to historic norms, rising rates won't derail the housing recovery."" However, Lantz noted affordability has already turned into an issue for...

...from October's level--the lowest since last December--limited inventory and deteriorating affordability conditions stand in the way, Yun said. January's new mortgage rules and the threat of another government shutdown present...

...Mortgage rates will reach about 5 percent for 30-year, fixed-rate mortgages by the end of 2014, according to Freddie Mac. While this will not threaten affordability in most markets, it...

Steady gains in home prices and rising mortgage rates across the United States contributed to weakening housing affordability in the year's third quarter, the ""National Association of Home Builders"":http://www.nahb.org/default.aspx (NAHB)...

...percent cumulative increase, while prices have gained 18 percent. Meanwhile, incomes have only barely risen, coming up somewhere between 2-4 percent. ""We've come off of record high housing affordability conditions...