The implementation of the CFPB's TILA-RESPA Integrated Disclosure rule brought a number of both changes and headaches for originators, but what will be the impact on loan securitizations?
Read More »The Emergence of the Online Personal Mortgage
Marketplace lenders, who mostly conduct their business through unsecured personal loans, are beginning to step further into the online space to offer mortgage loans to borrowers.
Read More »First Mortgage Origination Balances Way Up In 2015
First mortgage balances experienced a massive year-over-year jump, driven by an uptick in both rising home-purchase activity and solid refinancing volumes, according to the latest Equifax National Consumer Credit Trends Report, released Wednesday.
Read More »Buyer Behavior—Emotional Factors Drive Purchase Decisions
Bank of America’s first-ever look at homebuying trends has found that more buyers want a home more than they want an investment in property.
Read More »Home Builders Detained by Rising Compliance Costs
Home builders have hit a roadblock. The ramped up regulatory environment has made it difficult for home builders to build affordable homes.
Read More »Homeownership Rate Below Peak Levels Across All Ages
Which age group's homeownership rate is the furthest from its peak 10 years ago?
Read More »Cultivating Talent Within Mortgage Loan Officer Channels
Kevin Gillen, General Manager, Mortgage at TD Bank sat down with MReport to discuss the the state of talent and competition in the industry and what it’s doing to cultivate top tier talent within its mortgage loan officer channel.
Read More »Homes Selling Fastest in These 10 Metros
Median home prices are on an upward climb and inventory is remains low, but buyers are more determined that ever to unleash pent-up demand and purchase homes in these markets.
Read More »Mortgage Scales Tip Toward Performing
As overall first-lien mortgage performance improves with more borrowers maintaining their monthly payments, the need for other loss mitigation actions is dissipating.
Read More »The Hurdles to Homeownership
The homebuying process still troubles many borrowers of all demographics due to the complexity associated with the mortgage application process.
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