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Federal housing regulations are “too antiquated” to address future consumers’ housing needs, according to the House Subcommittee on Housing and Insurance.

Home prices are continuing to rise all over the country, according to FHFA. What area have seen the largest increases?

Since the initial implementation of these rules, the CFPB has made several moves to expand the definitions of “small creditor” and “rural area,” but before the HELP Act, smaller lenders were only eligible for special provisions if more than half its loans were in rural or underserved areas.

Parkside Lending, LLC, a national wholesale and correspondent lender, recently announced that it is expanding its lending services to the state of Missouri.

Now that the effects from the TILA-RESPA Integrated Disclosure rule have subsided significantly in the housing market, first-time buyer activity has resumed from the delays caused in the previous months.

Existing-home sales suffered this month due to the continuous imbalance of extremely low inventory levels and rapid home price appreciation.

The non-qualified mortgage loan market has originators a bit wary toward borrowers and questioning if the risk is really worth it.

An analysis of millions of credit reports comparing financial behavior patterns of those who currently rent and those who have a current mortgage revealed that tens of millions of renters might not qualify for a mortgage due to a low credit score—and that a large share of renters have other outstanding debt that is currently in collections.

The FHA hopes this added clarity will appease banks and large lenders that have pulled out of the FHA loan program or implemented harsher credit standards fearing lawsuits and penalties over troubled loans.

Fifty-one percent of repeat homebuyers reported that they experienced unexpected costs, fees, or surprises in their most recent home buying experience, according to ClosingCorp's National TRID Impact on ...