...percent above a year ago. Trulia's Chief Economist Selma Hepp also mentioned that affordability will make the difference for housing market recovery. "Affordability is going to be the decisive factor...

...homeowner's confidence and ability to "move up." While affordability is a concern, in many places house prices have not yet recovered to their 2007 levels, while wages and salaries are...

...in the lower-price segments indicating that builders may be increasingly accommodating first-time buyers and affordability-constrained buyers," Hepp concluded. "The new home market will continue improving due to several important tailwinds...

...payment underwriting allowed layered risk, while post-crisis low payment underwriting controls credit risk by requiring features that reduce risk. Pre-crisis payments were variable, while post-crisis payments are predictable. "Affordability initiatives...

U.S. private mortgage insurers (PMIs) are expected to continue benefiting from economic growth, good house price affordability, and strong mortgage credit quality. According to recent report from Moody's Investors Service,...

...home prices higher, leading to declining affordability for prospective buyers," said Lawrence Yun, NAR's chief economist. "Local officials in recent years have rightly authorized permits for new apartment construction, but...

...metrics including housing affordability rank, real-estate market rank, and living environment rank. The also looked at annual income, real-estate tax rate, rent-to-priece ratio, home price appreciation, property crime rate, and...

...focused on improving access, and the premium reduction improves access by increasing affordability. The reduction is expected to help more than 800,000 borrowers each year save an average of $900...

...Housing affordability remains a pressing issue with home-price growth increasing around four times the pace of wages," Yun concluded. "Without meaningful gains in new and existing supply, there's no question...

...and affordability of federal housing programs and provide funding for transportation and infrastructure priorities, working within the guidelines of the Budget Control Act. The bill provides additional funding for housing...